Unlike in North America, in Europe the game is actually included.
☆ NintendObs Weekly – Monday, January 27, 2020 – Sunday, February 2, 2020.
Directly to you from Twitter:
Source: Nintendo of Europe.
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…
…Wanna play? Buy a Switch.
And if you’ve already got yours, click on Animal Crossing New Horizons for everything you need to know about the game. 😀